Bank Loans and God’s people, amazingly similar, how??

Bank Loans and God’s people, amazingly similar, how??

Here it is!!

Concept	Bank’s perspective	God’s perspective
Assets	Loans	People
Most important thing about an asset	Health of the asset	Health of the person both body/mind
Comments	Some assets will be performing assets through out and never cause problems	Some people will be healthy through out their life and will never have a problem
Some cases	Mismanagement of funds, diversion, avariciousness, casualness about business, excessive commitments	Atyachar on own body, using it without care or overusing or underusing.  Overeating, No exercise, Lethargy, unable to keep mind healthy and clean
In some other cases	Unforeseen happens, insurance gets settled but unit/firm may be lost	Unforeseen happens, persons quits the world.  Insurance comes to family but person’s gone
Early Warning Signals (ref to some cases above)	LC devolvement, Chq returns, inability to meet payments, Non payment of interest/instalment etc	Early exhaustion, signs of BP, signs of diabetes, frequent weakness etc
What is to be done	Immediate remedial action	Immediate care of health
What happens if not done	Account turns NPA	Person becomes unfit even for routine
What happens then	Account goes to Court, undue tension, undue expenses etc	Persons end up paying hospitals, doctors etc.
Some times	Account gets back in to shape, becomes okay	Some persons lucky enough to become fit again and live happily
Majority of the times	Account will not get back in to shape.  It will be a story of good money on bad money	Health further deteriorates taking persons to a point of no return
What stake holders do finally	Bank writes it off	God writes him off from his books
What after that	Almost nothings left, usually only the blame games and bad memories.  Also teaches a lesson for future, (if the onlooker wants to learn)	The person is lost forever.  People around keep on blaming him and family members for not taking care.  Lessons for other how not to live life (if only they want to learn)
Finally, the message	Follow up your assets from day one, think before an exposure, follow the fundas, keep the asset a performing asset for ever.  That will take care of everything else.  A weak loan/bank could never become a model for others.	Take care of your mind and body.  Becoz, they are the only two important things for a good living.  Do the right things only.  Be happy, give happiness to all.  A sorrowful could never give happiness to others.

Improvements welcome.

Srihari KR

12 Aug 2011